We often get asked at Hampshire Vans:

“Can I use a van for personal driving, even if I don’t have a business?”
The answer? Yes, you can.

Many people in the UK use vans for hobbies, road trips, camper conversions, or simply because they want the space and comfort. But there are a few key things to know before you buy.

✅ Insurance: It Matters

Most van insurance policies are set up for business or trade use. If you're only using the van for social or personal reasons—like weekend trips, transporting gear, or general driving—you’ll need to specify that on your policy.

Look for:

• Social only – for non-work-related trips
• Social and commuting – if you drive to and from work
• Carriage of own goods – for carrying personal gear or tools

Make sure you’re honest about your use—insurance could be invalid otherwise.

✅ Road Tax

Even if you're not using your van for work, most vans are still classed as Light Goods Vehicles (LGVs). That means a flat road tax rate—currently around £320 per year—applies, regardless of personal use.

✅ Speed Limits

Vans often have lower national speed limits than cars. On single carriageways, you may be limited to 50 mph (instead of 60), and on dual carriageways, 60 mph (instead of 70). It depends on how your van is classified.

✅ Practical Considerations

• Parking: Larger vans may not fit in standard bays or tight residential spots.
• Passenger Seats: Most vans only seat two or three. Consider a crew cab if you need more room.
• Comfort: Vans like the VW Transporter or Ford Transit Custom are excellent for both daily use and weekend adventures.

Final Word

You don’t need to run a business to enjoy driving a van. Whether it’s for a camper conversion, hobby gear or just extra space, vans can be a smart personal choice.

Got questions?
At Hampshire Vans, we’ll help you find the right van for your lifestyle—not just for work.