commercial van insurance

Van Insurance Explained: What Cover Do You Actually Need?

Van Guides | 30/01/2026 13:00, by Ed Hillier

Van insurance explained simply. Learn the difference between third party, fire and theft, and comprehensive cover to choose what you really need.

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Great deals on used vans in Southampton

Opening Hours
Monday 9th	8.30am to 5pm
Tuesday 10th	8.30am to 5pm
Wednesday 4th	9am to 2pm
Thursday 5th	8.30am to 5pm
Friday 6th	8.30am to 5pm
Saturday 7th	10am to 3pm
Sunday 8th	Closed

02380 173528
07985 164643

Unit 188 Empress Road, Southampton, SO14 0JY

Hampshire Vans Ltd is authorised and regulated by the Financial Conduct Authority, under FCA number: 942336. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase (written quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers. Please note: Whilst every effort has been made to ensure the accuracy of the used vehicle information and images on this website, some errors may occur. It is important that you do not rely solely on this information or images, but check with your supplying dealer any items that may affect your decision to purchase this vehicle. * Example monthly price, please use finance calculator to retrieve a quotation. Representative Finance Example: Product: Hire Purchase. Cash Price: £13,791.60. Total Deposit: £1,379.16. Total Amount of Credit: £12,412.44. First Payment: £294.37. 58 Monthly Payments: £294.37. Final Payment: £304.37. Agreement Duration: 60 months. Admin Fee: £0.00. Option to Purchase Fee: £10.00. Interest Charges: £5,259.76. Total Amount Payable: £19,051.36. Annual Fixed Interest Rate: 7.70%. Representative APR: 15.90%.